Quick Guide To Buying A Houseboat

When buying a houseboat, it’s important to consider several factors to ensure you’re making a sound investment and choosing the right home for your needs. Here are key things to look out for:

Structural Integrity and Condition

1. Hull and Transom Condition: Check for any signs of damage, rot, wear, or corrosion.
2. Superstructure: Inspect the condition of the cabin and upper structures for leaks, rot, or structural issues.
3. Deck: Ensure the deck is in good condition and not rotting or suffering from water damage.

Mechanical and Electrical Systems

4. Engines: If the houseboat is motorized, check the condition and maintenance records of the engines.
5. Electrical System: Verify that the electrical wiring and systems are up to date and in good working order.
6. Plumbing: Inspect the plumbing system, including water tanks, pumps, and sewage systems.

Living Amenities

7. Kitchen: Ensure the kitchen appliances are functional and in good condition.
8. Bathroom: Check for proper working order of the bathroom facilities, including the toilet, shower, and sinks.
9. Heating and Cooling: Verify the heating and cooling systems are operational and efficient.

Safety Features

10. Floatation Devices: Ensure the houseboat has adequate life jackets and floatation devices.
11. Fire Extinguishers: Check that fire extinguishers are available and properly maintained.
12. Emergency Exits: Make sure there are clear and accessible emergency exits.

Legal and Financial Considerations

13. Ownership and Title: Verify clear ownership and ensure there are no liens or outstanding debts on the boat.
14. Insurance: Consider the cost and availability of insurance for the houseboat.
15. Mooring Fees: Be aware of the costs associated with mooring or docking the houseboat.

Usability and Comfort

16. Space and Layout: Ensure the layout and space meet your needs for living and storage.
17. Mobility: If you plan to move the houseboat frequently, ensure it is easy to navigate and operate.
18. Stability: Check for stability in the water, ensuring it doesn’t list or tilt excessively.

Maintenance and Upkeep

19. Maintenance Records: Review maintenance records for regular upkeep and repairs.
20. Future Costs: Consider potential future maintenance and repair costs.

Community and Location

21. Marina Rules: Understand the rules and regulations of the marina where you plan to dock the houseboat.
22. Community: Consider the houseboat community and whether it fits your lifestyle and preferences.
23. Location: Evaluate the location for convenience, safety, and suitability for your living needs.

Inspection and Survey

24. Professional Inspection: Hire a professional marine surveyor to thoroughly inspect the houseboat.
25. Test Drive: If applicable, take the houseboat for a test drive to ensure everything works as expected. This is a perfect time to ask questions…

By carefully considering these factors, you can make a more informed decision and find a houseboat that meets your needs and expectations.

Other things to consider

Beam Width: The maximum beam width of a trailerable boat depends on state regulations. In most states, you need a permit to tow a boat that’s wider than 10 feet, and some states may also require an escort. Trailers that are wider than 8 feet 6 inches are considered wide loads and may have additional restrictions, such as special permits, flags, or limits on when they can be driven. For example, in Florida, boats or trailers between 102 and 120 inches wide can be towed if they have two amber lamps on the widest part to mark their dimensions

U.S. State Towing Laws

This information is compiled from a variety of resources with the expectation that it is correct.

Contact information for the boating law administrator of each state can be found at the National Association of State Boating Law Administrators.